As a direct lender, Essex Funding Partners offers a focused set of financing options designed for small and mid-sized companies that have outgrown a single bank product. Each option below can stand alone or be combined; we'll recommend the structure that best matches your revenue and goals.
Reliable capital to keep operations running smoothly — covering payroll, inventory purchases, supplier deposits, and the everyday expenses that don't wait for receivables to clear. Working capital loans give you a predictable lump sum with clear repayment terms, so you can manage seasonality and growth without disrupting cash flow.
Repayment that moves with your business. Instead of a rigid fixed payment, revenue-based financing ties repayment to a percentage of your incoming revenue — so you pay more in strong months and less when things slow down. It's a natural fit for companies with variable or seasonal sales that want funding without the strain of a flat monthly obligation.
Acquire the machinery, vehicles, technology, or tools your operation depends on without depleting your reserves. Equipment financing lets you preserve working capital while putting revenue-generating assets to work immediately. The equipment itself often serves as collateral, which can mean competitive terms for the right purchase.
General-purpose growth capital for the initiatives that move your company forward — hiring key staff, launching a marketing push, opening a new location, or building inventory ahead of demand. When you have a clear opportunity but need capital to seize it, business funding provides flexible resources without forcing you into a narrow use case.
Sometimes the opportunity arrives before the resources do. Bridge and expansion financing covers the gap — funding a major project, an acquisition, or a new facility while you wait on a receivable, a sale, or longer-term financing to come through. It keeps expansion plans on schedule instead of on hold.
Essex Funding Partners